I think you have a good faith basis on which to apply. You have explained exactly how precarious your situation is. The consequences of the current pandemic will cause you to make major changes in your method of operation (which might cost you some money you don’t have) and could jeopardize your funding stream in just a few months.

I saw Sen. Marco Rubio (R-FL), who was one of the supporters of the PPP, on television in the last few days explaining how Congress was so eager to get these funds out to the small business and nonprofit communities. He said the original legislative proposals required specific losses in income in order to qualify, but that the specifics were eliminated because so many organizations are being hit in different ways and the Congressional purpose was to get money in the hands of employers to keep people employed. That’s not the kind of “legislative history” you could cite in a legal brief, but it does provide some insight into the way Congress would view the situation.

Even if you don’t absolutely require this loan to pay employees in the next three months, you can use it for payroll during this period and leave yourself with some cash on hand to keep them employed for a couple of months thereafter. The question asks about support for ongoing operations, not just operations in the next few months.